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Time Isn’t the Problem—Direction Is

Do you ever feel like there’s just not enough time in the day? You’re not alone. Many people say they’re stretched too thin, juggling endless to-do lists with no end in sight. But here’s the thing: the real issue isn’t a lack of time—it’s a lack of direction.

When you’re clear about where you’re going and what truly matters, you’ll naturally create more time, energy, and motivation. Let’s explore how this works, why setting clear goals is the key to success, and how partnering with a Fractional CFO can transform your time management and strategic planning.


Why Direction Is More Powerful Than Time

Think of your day like a blank map. Without a clear destination, you’ll wander aimlessly, spending time and energy on tasks that don’t get you closer to where you want to be. But when you have a specific destination, the path becomes clear. Every step you take is deliberate, and every decision aligns with your ultimate goal.

Here’s why clear direction makes all the difference:

  • It Saves Time: When you know your priorities, you stop wasting hours on low-value tasks. Research from Zig Ziglar shows that focusing on what matters most can save you 3–10 hours a week.
  • It Builds Momentum: Action creates motivation, which leads to energy and excitement. That momentum propels you forward, making it easier to keep going.
  • It Amplifies Productivity: Setting and acting on meaningful goals puts you in a peak state of mind. You’re more focused, energized, and productive.

The result? You don’t just feel busy—you feel accomplished. You’re focused on what truly matters, and you’re making meaningful progress every day. This is where a Fractional CFO can bring clarity, helping business owners align their time and energy with their financial and operational goals.


The Power of Goals

So, how do you create direction? It starts with setting goals. Goals give you a clear destination and a roadmap to get there.

In fact, a properly set goal—or even a clearly defined problem—is half the solution. Yet, most people shy away from goal-setting. Why? They think it’s too time-consuming or overwhelming. But the reality is, without goals, you’re stuck reacting to life instead of driving it.

Here’s how to set effective goals:

  1. Define the Ultimate Goal (Lagging Measure): This is your big-picture destination, like hitting a revenue target, launching a new product, or improving customer retention. A Fractional CFO can work with you to clearly define these goals and align them with your financial strategy.
  2. Break It Down Into Leading Indicators: These are the actions that directly influence your success. For example, if your goal is to increase sales, your leading indicators might be the number of leads generated or client meetings held.
  3. Turn Indicators Into Actionable Steps: Break your leading indicators into quarterly rocks or monthly tasks. For instance, if your goal requires 30 leads a month, your action might be launching a marketing campaign or attending networking events.

By turning big goals into small, actionable steps, you’ll stay on track and avoid feeling overwhelmed. Every task becomes a building block toward your ultimate success.


Get Ready for 2025: 15 Questions to Define Your Goals

As we approach a new year, it’s the perfect time to reflect and set goals for the future. Here are 15 questions to help you get started:

Your Process and Metrics

  1. Do you have a plan for setting and sharing your goals with your team?
  2. Do you review and adapt your goals throughout the year?
  3. Can you name five metrics (other than revenue or profits) you want to track? Why do they matter, who is responsible, and how will you measure them?

Investments and Innovation

  1. Where will you invest your time and money this year?
  2. What are two things you will test in your business or business model?

Your Why

  1. If you hit these goals, what will it mean for your business or personal life?
  2. What lessons from 2024 will guide your 2025 goals?

Overcoming Challenges

  1. What obstacles might get in your way, and how will you overcome them?
  2. What will you do if some of your plans fail? What’s your backup?

People and Knowledge

  1. What do you need to learn, and who can help you succeed?
  2. Do you have someone to hold you accountable?

The Bigger Picture

  1. Will this goal make you happier?
  2. Will it improve your health?
  3. Will it strengthen your family relationships?
  4. Will it bring you peace of mind?

Breaking Goals Into Actionable Steps

Once you’ve answered these questions, it’s time to put your goals into action. Start by defining your quarterly rocks—specific milestones to achieve over the next three months. From there, break these milestones into monthly tasks or weekly action items.

For example:

  • Goal: Increase customer retention by 20%.
  • Quarterly Rock: Implement a customer loyalty program.
  • Monthly Task: Develop the program structure, select rewards, and launch a pilot.
  • Weekly Action Item: Interview five clients to understand what they value most.

This process keeps your goals top of mind and ensures you’re making consistent progress. Partnering with a Fractional CFO can help you break down these goals into actionable steps, aligning your financial resources and operational strategies for maximum impact.


The Bottom Line: Set Goals and Track Progress

Time is your most limited resource. If you don’t manage it, everything else in your life will feel out of control. Setting and tracking goals helps you focus on what matters most, saving time and energy while driving real results.

Here’s how to take control:

  1. Stop doing what doesn’t need to be done. Eliminate tasks that don’t align with your goals.
  2. Invest in setting clear goals and creating a plan to achieve them.
  3. Track your progress and adjust as needed.

When you manage your time with purpose, you’ll feel more in control and confident in your ability to succeed. A Fractional CFO can guide you through this process, ensuring that your financial and operational plans are working together to achieve your vision.