Category: Insights

  • Security Cameras

    Technology A video surveillance system may be a good investment for the security of your business. It may sometimes seem that nearly every aspect of our lives is recorded. Although we may choose to record and share some of our moments on social media platforms, many more typically mundane moments are captured by security cameras […]

  • If Tomorrow Never Comes

    MANAGEMENT Attention small business owners: are your affairs in order in case death takes you by surprise? About 150,000 people around the world die every day; of these, about 730 are Canadians. Even though death is still inevitable, life expectancy for Canadians has risen significantly in the last hundred years and continues to rise. A […]

  • Registered Disability Savings Plan (RDSP)

    TAXATION Registered Disability Savings Plans help persons with disabilities save for the future. Having a disability or caring for an individual with a disability can be emotionally and financially draining. The Canadian government, recognizing the need to assist in the future care of an individual with a disability, has created a vehicle for persons with […]

  • MedicAlert Bracelets

    MONEYSAVER If you have a medical condition that first responders need to know about, consider getting a MedicAlert bracelet or dog-tag. Canadian business owners do business all over the world. Most enjoy medical coverage from their respective province or territory and may carry additional travel and medical insurance when out of their province of residence. […]

  • Let’s Incorporate

    INCORPORATION The incorporation process is relatively simple whether you incorporate provincially or federally. As a sole proprietor, you may be looking back at last year’s results and ahead to the time you have to pay your taxes, and wondering whether you might not be better off incorporating to control the income tax expense on earned […]

  • Crowdfunding

    TAXATION Crowdfunding is a new way to raise money; however, be careful of the tax implications. One of the latest means of raising money to start a new business, raise operating funds, or tackle costly research and development projects is to make a broad-based appeal for funds with crowdfunding. Crowdfunding is not new; it was […]

  • I Hear You

    MANAGEMENT Effective communication is the key to effective management. The new technologies may enable us to send and receive messages at the speed of light, but the understanding and interpretation of those messages still depends on the clarity of the message itself. A meeting or set of instructions is worthless if its message is ambiguous. […]

  • Dashcams

    TECHNOLOGY Dashcams can provide the key evidence in a vehicle accident or fraud claim. According to Transport Canada, automobile collisions in 2013 resulted in 165,306 personal injuries, of which 10,315 were serious and 1,923 were fatal. These statistics do not take into account the thousands of fender-benders that are not included in Transport Canada’s data. […]

  • Happy New Year!

    PERSONAL FINANCE The end of the year is a good time to review long-term investments and mortgages. New Year’s resolutions. So easy to make, so hard to keep. According to a Nielsen survey, the most common resolution for 2015 was to keep fit. A resolution to spend less money and save more was only the […]

  • Marshmallow, Anyone?

    TECHNOLOGY Security of the mobile devices used in your business should be a primary concern. Because mobile devices are able to take on more and more tasks traditionally performed by desktop computers, work done in an office environment can increasingly be done almost anywhere. As a result, the security features of the mobile device and […]